I’ve spent years talking to people who are either close to retirement or already there. The conversations are rarely dramatic. No spreadsheets spread across tables. No grand financial jargon. Just quiet questions asked over tea. “Will my savings last?” “Am I missing something?” “Did I start too late?” In India, retirement planning often begins with …
When it comes to securing your financial future, fixed deposits (FDs) are among the safest and most reliable investment avenues. They not only offer guaranteed returns but also provide flexibility to cater to your specific financial goals. Bajaj Finance, a trusted name in the Indian financial industry, offers an array of FD options designed to …
Bank accounts are structured differently based on the type of financial activity they are meant to handle. A Savings Account supports routine personal transactions, while a Current Account is used for business-related financial transactions that may involve frequent payments and collections. Each account operates within its own framework of features, documentation requirements and transaction patterns. …
Many drivers prefer fast toll payments because they save time during long trips. A tag system lets vehicles move through toll plazas without the usual cash stop. The small RFID sticker deducts the toll amount directly from a linked wallet or account. If you are applying for the first time, you may wonder about the …
Fixed Deposits are known for stability, but the returns they offer can vary depending on the market. When banks revise their FD rates, your maturity value can change depending on when the deposit was booked. This makes it important to plan your deposits in a way that helps you stay flexible and protect your returns. …
A low credit score can create stress for borrowers because it reflects missed payments, high utilisation or gaps in financial discipline. Many people feel uncertain when they consider applying for a Personal Loan with weaker credit health. The score influences bank decisions, but it is not the only factor in an assessment. Borrowers can take …
Audits tend to expose the parts of financial operations that usually stay hidden. On regular days, teams focus on closing books, reconciling accounts, approving expenses, and responding to internal requests. When an audit comes around, the focus shifts. Suddenly, it is not just about whether the work was done correctly, but whether it can be …
A Demat account is crucial for holding stocks, mutual funds, and other securities in electronic form. Just like managing a bank account, investors must check their Demat account balance regularly to track holdings and manage investments effectively. Here’s a guide to help you check your Demat account balance and stay updated on your portfolio with …
Before you take a home loan, there’s one number that quietly determines more than you may realise—your credit score. It influences your eligibility, the interest rate you receive, and even how smoothly your loan application moves through verification. And the best part? Getting to know your score is easier than ever today. You can check …
When financial markets are buzzing with activity, traders and investors often turn to specific metrics to gauge the sentiment and volatility in the market. One such critical tool in India is the India VIX, short for India’s Volatility Index. If you are an investor or trader navigating the dynamic Indian stock market, understanding the India …