Market volatility is a natural part of investing, but for many individuals, especially those new to financial planning, the ups and downs of the market can be unsettling. During periods of uncertainty—be it economic slowdown, geopolitical tensions, or changes in interest rates—investors often wonder whether to hold, exit, or reallocate their mutual fund investments. In …
Millennials in India are experiencing some visible transformation in their financial behavior; from equity markets to digital investment platforms and data-driven trading strategies, their levels of participation have increased. There is an increasing amount of attention being paid to margin trades among others, from within this demographic, especially due to the rise of data-driven retail …
When young drivers begin driving independently, parents feel both pride and caution. Alongside road safety lessons, choosing the right insurance becomes essential. Third-party car insurance is the basic cover required by law in India, and understanding its scope helps families choose wisely. Why Parents Should Understand Third-Party Cover? Third-party car insurance is more than a …
Gold has always held intrinsic value across civilizations, serving as both an ornament and a reserve of wealth. In modern times, it also acts as a critical financial instrument that individuals leverage to meet urgent monetary needs. Gold loans have gained considerable traction among borrowers due to their quick processing, reasonable interest rates, and relatively …
Pharma stocks have long been recognized as one of the most dynamic sectors within the share market. The performance of pharmaceutical companies is typically influenced by several factors, including drug approvals from regulatory bodies, research developments, clinical trial outcomes, patent expiries, and broader market trends. Investors closely monitor this sector because it offers significant opportunities …
As much as I love festive shopping, it can get chaotic to choose offers and products as they become expensive fast. That’s why I use my credit card to make it all a little easier to manage. The flexibility is what I love most. There is no need to spend all your savings, and many …
Applying for a ₹6 lakh personal loan can be a valuable financial decision when you need access to funds for emergency expenses, large-scale purchases, or long-term goals. While a personal loan offers flexibility and convenience, considering its use cases and analyzing your eligibility is crucial to making the right decision. In this article, we explore …
The Employees’ Provident Fund Organisation (EPFO) is a statutory body under the Ministry of Labour and Employment in India, responsible for managing the provident fund (PF) accounts of salaried employees. Whether you’re planning to check your EPF Balance online or download your PF passbook, using the EPFO Member Login portal is one of the most …
Managing a business is tough, especially when it comes to financial stretch. There are so many impressive options available and people are mostly addicted towards the accounting software. It is not doubted error-free, but won’t be handled well without an expert to help. Apart from that, you need to sketch down your investment plans to …
There are different types of commercial fundings. This is because different businesses seek different types of funds, small-term, quick funding, long term bulk amount, etc. it is solely dependent on the type of business and business requirement on which your business loans differ. Here are the most common types of business funding or loans available …